The Actuarial Platform Built for Every Health and Life Disability Insurer

Whether you offer simple or complex health coverage, Akur8 has the solution for your actuarial team.
Trusted by Leading Health and Life Disability Insurers Worldwide
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Occident
Logo Sanitas
Logo The Exeter

What changes with Akur8

Build more accurate health pricing models, faster

Improve loss ratios and shorten pricing cycles, so your team can stay ahead of a fast-moving market.

Project cash flows with more confidence

Model standalone and combination products, trace every assumption, and deliver fully explainable results.

Govern complexity across your full portfolio

From annual medical expense plans to long-term critical illness and LTC reserves, Akur8 supports every product type.

Soluções

Which Akur8 platform is right for you?

I work on short-term products

EXAMPLE BENEFITS 

  • Medical expenses
  • Group health
  • Dental and vision
  • Travel health
  • Short-term critical illness

EXAMPLE TYPES OF BUSINESS

  • Individual and family plans
  • Small and large group employer plans
  • Government-funded health programs
  • Affinity and association groups 

I work on long-term products

BEXAMPLE BENEFITS 

  • Long-term care
  • Disability
  • Income protection 
  • Death
  • Critical illness

EXAMPLE TYPES OF BUSINESS

  • Individual long-term care policies
  • Group / employer disability plans
  • Voluntary and worksite benefits
  • Reinsurance of long-term health blocks
Akur8 Pricing
Saiba mais

Prepare and continuously refresh your data

Import claims and quote datasets in any standard format
Automatically handle missing values and variable types
Create new features tailored to health analysis
Cap large claim outliers natively 
Akur8 Discover is an AI market intelligence for actuaries

Model true consumption risk across your health portfolio

Automatically find optimal groupings for risk factors
Add interactions and zip code geography to refine risk
Integrate external clinical variables to capture additional risk signal
Automatically run models in parallel across all coverages
Akur8 Discover is an AI market intelligence for actuaries

Build health rates at the granularity your portfolio requires

Import any model type, or use models built directly in Risk
Aggregate benefit-level models into a coverage-level pure premium
Apply commercial constraints and discounting
Build and compare multiple pricing scenarios
Akur8 Discover is an AI market intelligence for actuaries

Get your health rates to market in minutes, not months

Move from ratemaking and analysis to production in minutes
Test deployments before they go live and run A/B testing easily
Integrate with any policy admin system via real-time API
Track every action for full auditability and compliance
Akur8 Discover is an AI market intelligence for actuaries

Deploy rates in minutes, not months

Move from ratemaking and analysis to production in minutes
Test deployments before they go live and run A/B testing 
Integrate with any policy admin system via real-time API
Track every action for full auditability and compliance
Akur8 Discover is an AI market intelligence for actuaries

Defina, consolide e gerencie as diversas premissas, parâmetros e dados que alimentam seus modelos.

Defina estruturas e carregue dados com facilidade
Acompanhe todas as alterações nas suas premissas, parâmetros e dados
Agrupe e organize premissas e parâmetros em camadas, com flexibilidade durante a execução
Alinhamento de ativos e passivos por duration e convexidade
Akur8 Discover is an AI market intelligence for actuaries
Akur8 Life
Saiba mais

Shorten your pricing cycles without compromising analytical depth

Ingest any health data format and design products flexibly
Track pricing metrics across critical illness, LTC and disability
Compare assumptions and run long-term scenario analyses
Trace every assumption from hypothesis to model output
Akur8 Discover is an AI market intelligence for actuaries

Meet regulatory deadlines with governance and traceability built in

Trace every long-term projection from input to final output
Use native support for every major regulatory framework
Manage changes and user access with precision
Analyze and generate reports with rich, built-in visual tools
Akur8 Discover is an AI market intelligence for actuaries

Forecast long-term health liabilities with confidence

Run scenario and stress testing across health portfolios
Project capital and solvency requirements across your book
Build multi-year financial forecasts to support strategic planning
Simulate claims trend changes and management actions
Akur8 Discover is an AI market intelligence for actuaries

Efficiently manage long-term health portfolio risks

Run stochastic and deterministic projections for health liabilities
Test cash flows and define long-term investment strategies
Model native and externally projected assets together
Generate board-ready risk reports and ALM visualizations
Akur8 Discover is an AI market intelligence for actuaries

Rates live in minutes, not months

Deploy a live API in minutes, with no IT handoffs
Test deployments before they go live and run A/B testing
Integrate with any policy admin system via real-time API
Track every action for full auditability and compliance
Akur8 Discover is an AI market intelligence for actuaries

Defina, consolide e gerencie as diversas premissas, parâmetros e dados que alimentam seus modelos.

Defina estruturas e carregue dados com facilidade
Acompanhe todas as alterações nas suas premissas, parâmetros e dados
Agrupe e organize premissas e parâmetros em camadas, com flexibilidade durante a execução
Alinhamento de ativos e passivos por duration e convexidade
Akur8 Discover is an AI market intelligence for actuaries
why akur8?

The modern health actuarial operating system built for the new era

Future-ready platform foundation

Cloud-native and AI-first, built to scale with the volume and complexity of health and life disability data across every product line.

Best-in-class
modeling 

Automated GLMs/GAMs, GBMs, Agentic AI, and flexible cash flow modeling powered by high-performance cloud computing, all with actuarial transparency.

Full-spectrum health and life disability coverage

From annual medical expense plans to long-term critical illness and disability reserves, Akur8 supports every level of modeling complexity.

Expert support at any time

Our expert team provides onboarding, methodology guidance, and ongoing live support tailored to health and life disability insurance.

Depoimentos de clientes

They trust Akur8

"A Akur8 nos ajuda a continuar buscando sofisticação técnica e nos capacita a entregar soluções de seguros valiosas aos nossos clientes com mais eficiência, garantindo o máximo de transparência e controle. Acreditamos que a Akur8 não será apenas um ativo importante para o trabalho da nossa equipe ao longo de toda a cadeia de valor da precificação, mas também de grande valor para os nossos clientes, ao proporcionar mais personalização e uma precificação direcionada em um mercado dinâmico."

Scott Yin

"Escolhemos a Akur8 porque é uma solução inovadora, que nos permite colocar a tecnologia de precificação de referência no mercado a serviço dos nossos colaboradores. A velocidade de modelagem economiza um tempo precioso para as nossas equipes."

David Quantin
Get in touch with our team to learn more about Akur8 for Health and Life Disability insurers.
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