Turn complexity into advantage in P&C Commercial Lines

Built for commercial line portfolios where risks are unique, data is sparse, and expert judgment is essential.
Trusted by 100+ P&C Commercial Lines Insurers Worldwide
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homeprotect is a client of Akur8
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Occident
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What changes with Akur8

Extract signal from sparse, heterogeneous data

Support better, faster underwriting decisions without sacrificing transparency, control, or actuarial rigor.

Streamline ratemaking with full governance

Bring rates to market faster, reduce operational risk, and give regulators and stakeholders the auditability they expect.

Govern complexity across long-tail reserves

Reserve selections that stand up to board, regulator, and rating agency scrutiny, cycle after cycle.

Soluções

How can you use Akur8 in P&C Commercial Lines?

Akur8 Pricing
Saiba mais

Start from US market context, not just internal data

Ask questions in natural language and get instant answers from every public filing
Get real-time market intelligence with instant alerts on every filed rate change
Predict and overcome regulator objections with prior approval justifications
Extract filing data to Excel and charts in minutes, not days
Akur8 Discover is an AI market intelligence for actuaries

Handle heterogeneous data from multiple sources

Ingest structured and geospatial data sources
Automatically select and transform variables per segment
Handle bespoke coverage structures and non-standard exposures
Continuously update your databases
Akur8 Discover is an AI market intelligence for actuaries

Extract signal from sparse and non-homogeneous risks

Blend data signal with expert knowledge
Leverage Lasso Credibility for segments with low/immature exposure
Automate GLMs and GAMs with full transparency
Geospatial data support for commercial property risk
Akur8 Discover is an AI market intelligence for actuaries

Simulate strategies and document every selection

Have experience-based and exposure-based pricing in one workflow
Quantify rate change by class and segment
Compare underwriting strategies before acting with what-if scenarios
Build reports that withstand board, actuarial, and regulatory review
Akur8 Discover is an AI market intelligence for actuaries

Deploy rates in minutes, not months

Move from ratemaking and analysis to production in minutes
Test deployments before they go live and run A/B testing
Integrate with any policy admin system via real-time API
Track every action for full auditability and compliance
Akur8 Discover is an AI market intelligence for actuaries

Defina, consolide e gerencie as diversas premissas, parâmetros e dados que alimentam seus modelos.

Defina estruturas e carregue dados com facilidade
Acompanhe todas as alterações nas suas premissas, parâmetros e dados
Agrupe e organize premissas e parâmetros em camadas, com flexibilidade durante a execução
Alinhamento de ativos e passivos por duration e convexidade
Akur8 Discover is an AI market intelligence for actuaries
Akur8 Reserving
Saiba mais

Turn millions of claim records into triangles

Import all your claims and premium data
Handle large volumes of claim-level data
Build custom segmentations with an intuitive query builder
Drill into any triangle cell to access claim-level data
Akur8 Discover is an AI market intelligence for actuaries

Focus expert review where uncertainty and complexity are highest

Run roll-forwards with automated diagnostics and exhibits
Generate automated first-cut reserves across segments
Monitor actual-vs-expected (AvE) performance after each roll-forward
Flag segments deviating from expectations with ML prioritization
Akur8 Discover is an AI market intelligence for actuaries

Deliver a complete reserve analysis you can trust

Access the full library of deterministic and stochastic methods out of the box
Detect trends and outliers with automated diagnostics
Gain insights with modern, interactive visualizations
Customize new methods and reports to complement your review
Akur8 Discover is an AI market intelligence for actuaries

Reliable reserve estimates from selection to sign-off

Generate standardized and custom reports for management
Export results in formats compatible with financial systems
Manage project sign-off with structured reviewer approval
Set role-based access controls with granular, customizable permissions
Akur8 Discover is an AI market intelligence for actuaries

Deploy rates in minutes, not months

Move from ratemaking and analysis to production in minutes
Test deployments before they go live and run A/B testing 
Integrate with any policy admin system via real-time API
Track every action for full auditability and compliance
Akur8 Discover is an AI market intelligence for actuaries

Defina, consolide e gerencie as diversas premissas, parâmetros e dados que alimentam seus modelos.

Defina estruturas e carregue dados com facilidade
Acompanhe todas as alterações nas suas premissas, parâmetros e dados
Agrupe e organize premissas e parâmetros em camadas, com flexibilidade durante a execução
Alinhamento de ativos e passivos por duration e convexidade
Akur8 Discover is an AI market intelligence for actuaries
why akur8?

Built for the next era of commercial lines pricing and reserving

Future-ready platform foundation

Cloud-native, AI-first, and built to scale with your portfolio complexity so that your pricing infrastructure keeps pace as your business, regulation, and market evolve.

Built for sparse and heterogeneous data

Credibility-based algorithms, Lasso regularization, and geospatial data support handle the data challenges unique to commercial lines.

Transparency at every step  

Every model variable, rate selection, and reserve decision is fully explainable, keeping expert judgment at the center.

Expert support at any time

Our expert team provides onboarding, methodology guidance, and ongoing live support tailored to your commercial lines context.

customer stories
They trust Akur8

“A solução de precificação de seguros da Akur8 permitirá à TMNAS desenvolver rapidamente modelos preditivos intuitivos e fáceis de explicar para todos os seus produtos, oferecendo novos insights aos subscritores. Como empresa de serviços compartilhados, é fundamental para nós transformar informações preditivas em medidas úteis para nossos clientes. A Akur8 nos ajudará a preencher uma lacuna importante e completar a estrutura necessária para uma tomada de decisões transparente e orientada por dados.”

John Ferraro

"Velocidade é o que vence no nosso negócio. Usar a solução da Akur8 permite que os nossos atuários de precificação construam modelos mais rápido, dando mais tempo para testes e, mais importante, melhorando a velocidade de lançamento dos nossos produtos no mercado."

Paul Brocklebank

"Junto com a Akur8, conseguimos inovar ainda mais a partir das nossas capacidades atuais, entregando ainda mais precisão, velocidade e eficiência em escala para as bases de clientes em crescimento da NEXT."

Phil Natoli
Get in touch with our team to learn more about Akur8 for P&C Commercial Lines insurers.
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